The obvious financial upheaval brought upon by the decision to stay at home with a new infant or young child can be mind boggling. Going from two salaries to possibly half as much per year can take real toll on just about anyone’s financial freedom. Often it is not the big money zappers such as mortgage or utility bills that may eat away at the family savings, but instead the overlooked smaller items such as entertainment or beauty products.
Knowing what is, or is not, important to spend money on may only be half the battle for a new stay at home mom. In the beginning it can be difficult to judge what should be cut from or kept in the family budget. To simplify matters it may be easiest to categorize spending habits into scrimping, saving, and spending.
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